OweMe Cookie Notice
Last updated: 26 September 2026
Applies to: owemeapp.com, the account-deletion page at
api.owemeapp.com/delete-account, and the OweMe apps for Android and iPhone.
This notice explains what OweMe stores on your device, and why. It is short because there is little to say. How we use personal data in general is in the Privacy Policy.
1. The website sets no cookies
owemeapp.com sets no cookies, and stores nothing else in your browser
either — no local storage, no session storage. It loads nothing from other
companies: no analytics, no advertising, no fonts, no embedded content. So no
third party can set a cookie through it, and Cloudflare, which serves the site,
sets none. The same is true of the account-deletion page at
api.owemeapp.com/delete-account.
That is why there is no cookie banner: there is nothing to accept or refuse.
2. What the apps keep on your phone
Apps do not use cookies, but the law treats information an app stores on your device in much the same way, so here it is. The OweMe app keeps only what it needs to work:
- Your sign-in, so you stay signed in between launches.
- Your settings — light or dark theme, the group a new expense starts in, and whether you have seen the introduction.
- What you have already seen — the activity you have read, and settlement answers you have dismissed — so they are not shown to you as new again.
- Your Premium status, so paid features keep working without a connection, whether you are in a premium group (which decides whether offline mode runs), and purchases still being confirmed with Google Play or the App Store, so a purchase is never lost.
- How many free receipt scans you have used this month, on the free plan, so the monthly allowance is counted without anything leaving the phone.
- A random identifier for the installation, and — only if you use offline mode — the offline copy of your ledger (all your groups with Premium; only the premium groups through a premium group) and how far syncing has got (Privacy Policy §3.3).
- A crash report waiting to be sent, if the app crashed, removed once it is sent (Privacy Policy §3.3).
None of it is used for advertising, analytics or tracking, and none of it is read by anybody else. Each item is either needed to provide the service you asked for, or remembers a choice you made. Uninstalling the app deletes all of it.
One thing is not ours. When you scan a receipt, Google's ML Kit text recognition, which reads it on your phone, keeps an identifier of its own for that installation. It uses it for the technical diagnostics described in the Privacy Policy §4 — never the photo or what the receipt says, and not to track you.
3. If this changes
If we ever store anything on your device that is not needed for the service or a choice you made, we will ask you first and update this notice before we do.
Questions: privacy@owemeapp.com.